This overview covers everything you need to know to about paying all your fees, and how to access loans to help you pay them.
This information is for you if you’re:
an Australian or New Zealand citizen, humanitarian visa holder or an Australian permanent resident, and
enrolled in an undergraduate degree, double degree or UniLink diploma.
If you're an Open Universities Australia (OUA) student enrolled in a Commonwealth Supported place (CSP), please refer to the Ask George help page regarding information on Student Services Amenities Fees and SA HELP. Completing the Commonwealth Supported place (CSP) HECS HELP form does not defer your Student Services Amenities Fees. Refer to the OUA website for information on fees.
Your tuition fees cover the basic cost of delivering your nationally recognised Swinburne course.
If you are a local student offered a Commonwealth Supported Place (CSP), your tuition fees are made up of two parts: a portion subsidised by the Australian Government (you don’t need to pay this back), and your own student contribution (most students use a HECS-HELP loan to pay this).
Students not offered a CSP can still enrol on an upfront fee-paying basis.
To find out the exact amount you need to pay, log in to My Financials and view your Statement of Account and Tax Invoice. This always shows the current calculation based on your enrolment, and any loans and discounts you’ve successfully applied for.
Note: The cost of your tuition fees as shown on your Statement of Account may not match the cost outlined on your letter of offer. This is because your Statement of Account always reflects the most current information, with any additional fees or loans and discounts applied, as well as changes to your enrolment.
How do I pay?
You can pay your tuition fees and your SSAF for each teaching period up-front, partially, or defer the whole amount. These are your payment options:
Via a HECS-HELP (or FEE-HELP) loan from the government (and SA-HELP for the SSAF)
If you’re eligible for a HECS-HELP or SA-HELP loan and choose to defer repayment, you will only need to pay back these loans once your income rises above the minimum repayment threshold. HECS-HELP loans do not cover your SA-HELP loan, hence you need to submit an SA-HELP form if you wish to defer your fees.
If you pay the full amount of your tuition fees up-front, in each teaching period you get a discount of 10%. (This does not apply to your Student Services and Amenities Fee.)
Note: From January 1 2017 the 10% discount will no longer be available.
You can choose to pay a portion of your fees in a teaching period, in which case the balance for that teaching period accrues to your HECS-HELP or SA-HELP loan debt.