HECS-HELP loans

Overview

Most local students studying an undergraduate degree in a Commonwealth Supported Place (CSP) at Swinburne and UniLink students can pay their tuition fees via a HECS-HELP loan.

A CSP is a higher education place partly funded by the Australian Government and partly funded by you. The part funded by you is your student contribution, which you can pay in full up-front each teaching period, or defer and repay later with a HECS-HELP loan.

HECS-HELP loans allow you to defer payment of your student contribution until you earn above the minimum repayment threshold.

If you are not offered a CSP you can still get government assistance to pay for a full-fees place with a FEE-HELP loan.

You should also check other loans and discounts and scholarships that you may qualify for.

You can read more about HECS-HELP loans in detail on the government website StudyAssist or download this booklet [PDF, 473 KB].