HECS-HELP loans

Overview

Most local students studying an undergraduate degree in a Commonwealth Supported Place (CSP) at Swinburne and UniLink students can pay their tuition fees via a HECS-HELP loan.

A CSP is a higher education place partly funded by the Australian Government and partly funded by you. The part funded by you is your student contribution, which you can pay in full up-front each teaching period, or defer and repay later with a HECS-HELP loan.

2018 student contribution band

2018 student contribution range
(per EFTSL)

Band 3: Law, dentistry, medicine, veterinary science, accounting, administration, economics, commerce $0 - $10,754
Band 2: Computing, built environment, other health, allied health, engineering, surveying, agriculture, mathematics, statistics, science $0 - $9185
Band 1: Humanities, behavioural science, social studies, education (see notes*), clinical psychology, foreign languages, visual and performing arts, nursing (see notes*) $0 – $6444

*Notes for 2018 amounts: For students who commenced their course of study before 1 January 2010, the maximum annual student contribution amount that may be charged for education and nursing units is $5157. Students who started their course of study on or after 1 January 2010 are subject to the maximum student contribution amount specified in the table above. Learn more about student contribution amounts on the government website StudyAssist.

HECS-HELP loans allow you to defer payment of your student contribution until you earn above the minimum repayment threshold.

If you are not offered a CSP you can still get government assistance to pay for a full-fees place with a FEE-HELP loan.

You should also check other loans and discounts and scholarships that you may qualify for.

You can read more about HECS-HELP loans in detail on the government website StudyAssist or download this booklet [PDF, 440KB].