SA-HELP loan


SA-HELP loans are only available to students required to pay the Student Services and Amenities Fee (SSAF). The loan is a deferred payment option, which you don't repay until your income rises above the minimum repayment threshold.

If you are a local or online undergraduate, postgraduate, UniLink or Open Universities Australia (OUA) student, you must pay the SSAF in each teaching period of your course.

SA-HELP loans are available to all eligible students. 

If you are a vocational education (formerly TAFE) or international student, you don't have to pay the SSAF, so are not eligible for SA-HELP loans.

The SSAF is calculated for each teaching period based on your individual course load, up to a maximum of $308. Because the SSAF is based on your course load, it is payable after the relevant census date, when your enrolment for that period is registered. 

You can read more about SA-HELP loans in detail on the Australian Government StudyAssist website or download this booklet [PDF, 392 KB].