SA-HELP loans are only available to students required to pay the Student Services and Amenities Fee (SSAF). The loan is a deferred payment option, which you don't repay until your income rises above the minimum repayment threshold.
If you are a local or online undergraduate, postgraduate, UniLink or Open Universities Australia (OUA) student, you must pay the SSAF in each teaching period of your course.
SA-HELP loans are available to all eligible students.
If you are a vocational education (formerly TAFE) or international student, you don't have to pay the SSAF, so are not eligible for SA-HELP loans.
The SSAF is calculated for each teaching period based on your individual course load, up to a maximum of $308. Because the SSAF is based on your course load, it is payable after the relevant census date, when your enrolment for that period is registered.