FinTech Fundamentals
Overview
This unit introduces students to the rapidly evolving world of financial technologies. Students will explore the core concepts and principles of the FinTech industry, focusing on the transformative impact new technologies have on established financial services. Students will delve into key areas including digital payments, open banking, cryptocurrencies, peer-to-peer lending, digital insurance, digital wealth management and RegTech. Students will also explore how FinTech impacts sustainability, ethics and financial inclusion. This unit helps students develop critical insights by highlighting current trends and future directions. It equips them with the knowledge and skills to thrive in an increasingly technology-driven digital economy.
Requisites
02-November-2025
31-May-2026
Learning outcomes
Students who successfully complete this unit will be able to:
- Analyse current industry structures, business models, value chains of financial services firms, and the regulatory environments in which they operate.
- Acquire coherent and advanced knowledge of emerging technologies and their potential impacts on the delivery of financial services.
- Examine frameworks and theories on business models and disruption to analyse emerging business models in financial services.
- Assess the role of FinTech innovations in promoting financial inclusion, sustainability, and regulatory compliance, and their implications for the future of financial services.
- Communicate in a proficient and professional manner as a member of a group of people.
Teaching methods
All applicable locations
| Type | Hours per week | Number of weeks | Total (number of hours) |
|---|---|---|---|
On Campus Class |
2 | 12 weeks | 24 |
Online Lecture (asynchronous) |
1 | 12 weeks | 12 |
Unspecified Activities Independent Learning |
9.5 | 12 weeks | 114 |
| Total | 150 |
Assessment
| Type | Task | Weighting | ULOs |
|---|---|---|---|
| Assignment | Individual | 30-40% | 1,2,3,4 |
| Assignment | Individual | 30-50% | 1,2,3,4 |
| Assignment and Presentation 1 | Group | 20-30% | 1,2,3,4,5 |
Content
- Introduction to FinTech.
- Disruption and innovation in FinTech business models.
- Emerging industry structures and business models.
- Digital payments.
- Digital wealth management and insurance.
- Emerging technologies in FinTech.
- RegTech and regulatory compliance.
- FinTech Innovations for financial inclusion, sustainability and ethics.
- Future trends in FinTech.
Study resources
Reading materials
A list of reading materials and/or required textbooks will be available in the Unit Outline on Canvas.