Overseas Student Health Cover

All international students on a student visa must have Overseas Student Health Cover (OSHC). This cover provides medical and hospital insurance. You and your dependants must maintain suitable OSHC for the duration of your visa and must not arrive in Australia before your health insurance starts.

Visa requirements

Having valid OSHC is a condition of your student visa. Breaches of your student visa conditions may incur serious consequences.


You do not need OSHC if you are:

  • a Norwegian student covered by the Norwegian National Insurance Scheme
  • a Swedish student covered by Kammarkollegiet
  • a Belgian student covered under the Reciprocal Health Care Agreement with Australia.

Length of cover

You must obtain OSHC for the proposed duration of your student visa. You must not arrive in Australia before your health insurance starts. If you undertake more than one course as part of a packaged offer, your OSHC must be valid from the day you arrive in Australia for the duration of your packaged course visa.

Applying for cover

To apply for OSHC, complete the relevant section of your Offer Acceptance Form and include payment for your cover when you pay your deposit. Swinburne will then purchase OSHC for you.

Medibank Comprehensive OSHC

Medibank Private is the preferred OSHC provider at Swinburne. A Medibank Comprehensive OSHC policy is purchased for students by Swinburne.

The Comprehensive policy offers students three types of cover:

  1. Single policy: covers only the valid student visa holder
  2. Couple policy: covers one valid student visa holder plus either one adult spouse or recognised de facto partner
  3. Family policy: covers one student visa holder plus more than one dependant – this can only include one adult spouse or recognised de facto partner, and one or more dependent children aged under 18.


Your Letter of Offer will list how much your OSHC will cost for a single, couple and family cover policy based on the duration of your course(s). This should be paid with your deposit when you submit your Offer Acceptance Form.

You should indicate which cover you require on your Offer Acceptance Form. You will then be required to pay the cost for your chosen policy when you pay your course deposit.

Renewing your OSHC

You must maintain valid OSHC for the duration of your student visa. If you have transferred from another institution and your cover will expire before you complete your principal (final) course at Swinburne, you must renew your OSHC before your current cover expires. Your OSHC membership card shows the expiry date of your cover.

If you have an existing OSHC

If you already have OSHC, you must provide evidence of visa-length cover in your visa application. This means that you must be able to show that you have OSHC for the proposed duration of your student visa – from the beginning of your first course until you complete your principal (final) course.

Allianz Global Assistance OSHC

If your existing OSHC cover is with our previous provider, Allianz Global Assistance, you can access support the following ways: