Swinburne occupational therapy and design students collaborated with social enterprise Untapped Group to create a concept for an inclusive financial literacy and banking app.

The project was part of the TOM@University program, a partnership between Tikkun Olam Makers (TOM) and Design Factory Melbourne (DFM). The program is dedicated to creating design solutions for people living with disabilities to make future work and study more inclusive and accessible.

“We live in a world of convenience that’s becoming increasingly more digital,” says Swinburne design student Jaiden Gusti. “Having the chance to not only interview, but also collaborate with neurodiverse people to develop an experience that would be relevant for everyone was an opportunity our team could not pass up.”

The student team focused on Autism Spectrum Disorder (ASD), a population with sensory processing differences, who experience challenges with communication, social interactions and repetitive behaviours. They sought to consider how we might ease the process of managing finances for young people with ASD to gain independence as an adult.

Key themes from research included the need to improve financial literacy and online banking interfaces, which led to inform and frame their design solution, Money&Me.

The project


Money&Me is accessible by design, leading to inclusive banking and financial independence.


Swinburne students behind the project come from complementary disciplines: occupational therapy and design.


The student team presented the app design to stakeholders, including ANZ’s Head of Accessibility.

The solution

Money&Me is a digital banking app, designed for neurodiverse young adults, which takes fundamental financial literacy learning modules and incorporates them into personal banking.

The solution:

  • provides accessibility to banking services for neurodiverse people
  • provides a universal design solution for all to engage in an inclusive platform to improve their financial literacy
  • helps to secure the users’ long-term financial security and wellbeing.

The team presented Money&ME to ANZ’s Head of Accessibility, Meg Dalling. “We were delighted to welcome the students to ANZ to present the innovative banking app prototype, designed to tackle the barriers that can present for the neurodiverse community,” Dalling says. “Their approach represents the best of inclusive design, underpinned by insights from those whose needs are often not met by mainstream services.”

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Contributing students

  • Courtney Forbes (Occupational Therapy)
  • Jaiden Gusti (Design)
  • Claire Ioannidis (Occupational Therapy)
  • Celestine Le Blanc (Occupational Therapy)

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